madman entertainment: Refinance your home or Commercial building now at Rock Bottom Rates

Saturday, June 4, 2011

Refinance your home or Commercial building now at Rock Bottom Rates

103 views

Print??|?

We offer both Conventional and Private Money when refinancing a Residence or Commercial Building

?????

Conventional Loans

Private and Hard Money Loans

?????San Francisco,Ca.94111, June 3, 2011 ?

CONTACT JEFFREY MARTINO YOUNG FOR YOUR CONVENTIONAL AND ?HARD MONEY? FINANCING

WHY USE OVATION HOME LOANS FOR YOUR CONVENTIONAL HOME PURCHASE ???

Ovation Home Loans is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools that enable you to make sound financial choices. Our experienced staff will make your mortgage experience easy and hassle-free by providing competitive rates, a wide variety of programs and same day approvals.

As a division of Carnegie Mortgage LLC, a wholly-owned subsidiary of Grand Bank, N.A., we are positioned to deliver the best loan to every client as cost effectively as we can. Grand Bank, N.A. opened for business March 1, 2002 at 1 Edinburg Road, Hamilton, New Jersey. They specialize in commercial and residential lending and offer a full range of deposit products including electronic banking.

All loans are provided by Grand Bank, N.A., a federally chartered institution. This federal charter means that Grand Bank, N.A. can provide mortgage loans in all 50 states.

Call Jeffrey Martino Young at (310) 984-0496 for more information and a review of our loan programs.

CONTACT JEFFREY MARTINO YOUNG FOR YOUR CONVENTIONAL AND ?HARD MONEY? FINANCING

WHY USE Ourfundsonline@gmail.com FOR YOUR HARD MONEY HOME PURCHASE ???

We fund loans to borrowers with unique challenges, and who do not have the time or are unable to seek financing from traditional banking sources. We utilize our own resources to fund loans ? when we commit, you may be confident of the timing and outcome we promise and we deliver on our word.?

So, how do you qualify for a hard money loan?Truth be told, you don?t. The property is or should be 100% of the underwriting criteria. Hard Money Lenders want to lend on property that have plenty of a protective equity left after funding the loan.

Hard Money lenders look a profit and risk, the same as a buyer does.You offer 12% 3-5 pts so you can buy and flip a property in say 30 -45 days and make 25% 30%..profit.That leaves the lending investor a whopping 2%, and he put up all the money and takes all the risk. That is why that concept doesn?t work. Also future value after rehab would be taking the risk that the work may not be done. So As-is value is looked at much closer.

Investors like to be 55-65% of value. If you can?t come in with all the cash balance needed their are other ways.

If you own another property with equity that could be borrowed in conjunction with the purchase ? a blanket loan or cross collateral loan can help make the deal lucrative to the ?Hard Money? lender , also a seller carry back. However, the investor has to feel comfortable you have enough ?skin in the game? so if the going gets tough you don?t walk away and leave him with all the problems and troubles?..take my word in my early years of being a ?Hard Money? lender 23 years ago I had to learm the hard way ?thus the ?Hard Money? lender name to my lending game.

Our hard money bridge loans that apply to SFR builders too . Say your a builder and need to pay-off your construction loan. You can get a hard money bridge loan, to buy you time to sell.

A lot of banks are not lending on spec homes, new commercial buildings, we have private money investors that will loan in the state of California as this is where our private money investors are located and our specialty for lending exists . No fico. Common sense and Equity. One person loan committee, the hard money investor direct source for your funds in as little as 7 days !!!!!.

With offices located in San Francisco and in Santa Rosa, California ? Our Funds Online is a residential and a commercial real estate lender that is providing fast, creative funding solutions nationwide.We offer bridge loans, mezzanine debt, construction financing (including land development) and occasionally equity participation. It specializes in non-conforming transactions ranging from $50,000 to $300,000 on our equity line or loan products and $1 million to $100 million and above for our first trust deeds. Please visit us online for additional informationhttp://www.Ourfundsonline.com operators can be reached 24 hours per day toll free at (877) 870-2676 or local office line (310) 984-0496we co-operate with brokers and loan officers packages may be submitted to our underwriting department at Ourfundsonline@gmail.com (310) 984-0496office

CALL JEFFREY MARTINO YOUNG TODAY AT (310) 984-0496 AND/OR (877)870-2676